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Real Estate Calculators & Resources

Plan your purchase or investment with our comprehensive suite of calculators designed for Florida buyers, sellers, and investors.

Buyer Tools

Understand your budget, affordability, monthly payments, and what you'll pay at closing.

Mortgage Payment Calculator

Calculate your monthly payment, interest, and amortization

Monthly Principal & Interest
$0.00
Total Monthly Payment
$0.00
Tax: $0 | Insurance: $0 | HOA: $0
Total Interest Paid Over Loan
$0.00
Monthly Payment Breakdown

Home Affordability Calculator

Find your max home price based on income and debts

Maximum Home Price
$0.00
Maximum Loan Amount
$0.00
Est. Monthly Payment
$0.00
Back-End DTI
0.00%

Debt-to-Income (DTI) Calculator

Check your DTI ratio and qualification status

Front-End DTI (Housing Only)
0.00%
Back-End DTI (All Debts)
0.00%
Qualification Status

Closing Cost Estimator

Detailed, Florida-specific breakdown of every fee you'll pay at closing — updates live as you type. Adjust any fee estimate below.

Customize Fee Estimates
Florida Disclaimer: Estimates use statutory & promulgated rates. Actual costs vary by county, lender, and deal. Always review your official Loan Estimate (LE).
Florida Taxes & Government Fees
Doc Stamp on Deed ($0.70 per $100)
Doc Stamp on Note ($0.35 per $100)
Intangible Tax (0.20% of Loan)
Recording Fees (Deed + Mortgage)
Title & Settlement Fees
Owner's Title Insurance (FL Promulgated Rate)
Title Search & Examination
Settlement / Closing Fee
Property Survey
Lender Fees
Origination & Underwriting (est. 1%)
Appraisal
Prepaids & Escrow
Homeowner's Insurance Prepaid (2 months)
Property Tax Prorated (1 month est.)
Total Estimated Closing Costs
Approximately of purchase price
Cost Breakdown

Seller Tools

See exactly what you'll pay at closing and what you'll walk away with — line by line.

Seller Closing Cost Estimator

Detailed Florida-specific breakdown of every cost a seller pays at closing, plus your net proceeds — updates live as you type.

Customize Fee Estimates
Florida Note: In most FL counties the seller pays doc stamp on deed and owner's title insurance. Exceptions apply — consult your title agent. Tax proration assumes a mid-year close.
Florida Taxes & Government Fees
Doc Stamp on Deed ($0.70 per $100) — Seller pays
Recording Fee (Mortgage Satisfaction)
Title & Settlement Fees
Owner's Title Insurance (FL Promulgated Rate)
Title Search
Settlement / Closing Fee
Real Estate Commission
Agent Commission
Seller Costs & Prorations
Prorated Property Taxes (6 months est.)
Mortgage Payoff
Remaining Loan Balance
Total Closing Costs
Est. Net Proceeds to You
Closing costs are approx. of sale price (excl. mortgage payoff)
Cost Breakdown

Investment Tools

Analyze rental property cash flow, cap rate, and return on investment.

Investment Property ROI Calculator

Analyze rental income and returns on investment

Monthly Cash Flow (after mortgage)
$0.00
Annual Net Cash Flow
$0.00
Annual NOI (before debt service)
$0.00
Cap Rate (based on NOI)
0.00%
Cash-on-Cash Return
0.00%
Gross Rent Multiplier
0.00x
Annual Income vs. Expenses

Planning Tools

Make informed decisions with amortization schedules, rent vs. buy, and savings analysis.

Amortization Schedule Calculator

View your full loan payoff timeline

Monthly Payment
$0.00
Total Interest Paid
$0.00
Payoff Date
-

Rent vs. Buy Analysis

Compare the cost of renting vs buying over time

Year Total Rent Cost Total Buy Cost Home Value Difference
Break-even Year: -

The year when buying becomes more cost-effective than renting.

Down Payment Savings Calculator

Plan your path to homeownership

Target Down Payment
$0.00
Closing Costs
$0.00
Total Needed
$0.00
Amount Remaining
$0.00
Months to Goal
0
Ready in: -

Home Equity Calculator

Track your home equity growth

Current Equity
$0.00
Equity Percentage
0.00%
Price Appreciation Since Purchase
$0.00
0.00% since purchase
Projected Value (5 Years)
$0.00
Projected equity: $0.00

Break-Even Calculator

When does buying beat renting?

Break-Even Year
-
Break-Even Month
-